ABSTRACT
In the last fifteen years Nigeria has been experiencing the most serious small – scale crisis. The first major factor that put the country’s small – scale on the tendons position was the main stay of the economy. Nigeria being among the major producer of crude oil, suffered adversely from the effects of hurt in the wide oil market. Nigeria depend on oil exportation for over 90% of its foreign exchange earning and 85% it government revenue. I also observed that if banks declare huge profit in a year, it is for the benefit of the small – scale industries since part of it is invested in preferred sector of the economy. a case in point in the natural housing funds decree of 1990 which require banks and insurance companies to invest an amount equipment to not less than 10% of their loan and advance rate. Such policy, it must be enforced should cut policy, it must be enforced cut across all sectors of small-scale industries. All these tend to imposed restrictions on banks and limit their performance.
TABLE OF CONTENTS
Title Page - - - - - - - - i
Declaration - - - - - - - - ii
Approval page - - - - - - - - iii
Dedication - - - - - - - - iv
Acknowledgment - - - - - - - v
Abstract - - - - - - - - - vi
Table of Contents - - - - - - - vii
CHAPTER ONE
1.1 Introduction - - - - - - - 1
1.2 Statement of the General Problems - - - 2
1.3 Objectives of the essay - - - - - 5
1.4 Significance of the study - - - - - 6
1.5 Scope of the study - - - - - - 7
1.6 Definition of Terms - - - - - - 8
CHAPTER TWO
2.0 Literature Review - - - - - - 10
2.1 Historical background of Commercial Bank - 21
2.2 Functions of Bank in the Economy- - - - 14
2.3 CBN Regulation on Commercial Banks - - 14
2.4 The Business Environment and Future Prospect - 22
CHAPTER THREE
3.0 Summary of finding - - - - - - 23
3.1 Summary - - - - - - - - 24
3.2 Conclusion - - - - - - - 26
3.3 Recommendation - - - - - - 27
Reference: - - - - - - - 32