Effects Of Pension Schemes On The Nigerian Workers (a Case Study Of Enugu State)

ABSTRACT

No man is an island; collectively we have been able to make a thorough research on how effective pension scheme in both the civil and public sectors of the Nigerian economy has been beneficial or just a mirage to the Nigerian workers; thus a case study of Enugu state. 

In the first case, the purpose of the stuffy shall be looked at. As an overview, the aim of this study as to look at the impact of pension schemes on a sector of Nigerian workers of this public servants and how effectively this pension arrangement would be made so as to cover every sphere of there problem in relation to this. So, the purpose stretches from the important of a proper pension arrangement and how best it shall be implemented to affect a proper working of the plan.

The method of study is purely on both qualitative and quantitative basis. But in particularity, the table analysis was used for the analysis of the data collection. 

The third part of the project, death on method of data collection which was purely on interview; so the response from the interview as used a data per analysis for the research work. 

The last part deals with basically the major pounding. This shall be merit viewed as follows the factors which militate against the effective administration of pension scheme in the country which may include: irregular payment of benefits lack of enlightment programme etc. in our findings, the following recommendation could ensure a need for regular review of prisoners the manpower needed making the scheme to be contributory etc.

TABLE OF CONTENT 

Title Page 

Approval Page 

Dedication

Acknowledgement

Abstract

Table of Contents 

CHAPTER ONE 

INTRODUCTION 

1.1Background of Study 

1.2Statement of Problem 

1.3Objectives of Problem

1.4Significance of Study 

1.5Scope and Study Limitation 

1.6Research Questions 

1.7Definitions of Terms 

Reference

CHAPTER TWO 

LITERATURE REVIEW 

2.1Concept of Retirement 

2.2Retirement Benefits 

2.3Methods of Providing Benefits

2.4Establishing Retirement Benefit Scheme

2.4.1Creation of the Legal Frame Work 

2.4.2Informing the Employees 

2.5Qualifications for Membership

2.51Circumstance in which Gratuity and Pension may be granted 

2.5.2Computation of Pension and Gratuity 

2.5.3 Non-Reckonable Services 

2.6Types of Benefits

2.7Problems Associated with Scheme Administration 

2.7.1Public/ Civil Service Scheme 

2.7.2Self Administration Scheme 

2.7.3Insured Scheme 

References

CHAPTER THREE 

RESEARCH METHODOLOGY 

3.1Sources of Data 

3.2Research Instrument Used 

3.2Research Population 

3.4Data Analysis Technique 

References 

CHAPTER FOUR 

PRESENTATION AND ANALYSIS OF DATA 

4.1Analysis of Data Collected from Employees in Active Service 

4.2Analyses of Data Collected from Retired Employees 

4.3Analysis of Data Interview Conducted. 

CHAPTER FIVE 

FINDING, CONCLUSION AND RECOMMENDATIONS 

5.1Findings 

5.2Recommendations 

5.3Conclusion 

Bibliography 

Appendix

Appendix 

Appendix 

Questionnaire