ABSTRACT
The objective of this project work is to provide an insight on the method of credit control in commercial banks. The findings are based on the outcome of going through First Bank publications, newspaper and reports and other corresponding reports of the first Bank office. The study work is divided into five chapters as follows; chapter one, the background of the study was presented specifically on the role of commercial banks and the scope of the study. Chapter two discusses the loans and advances, chapter three contains methodology and research designs, chapter four talks about presentation and analysis of data, chapter five contains summary, conclusion and recommendation made on how to solve the problem of credit control commercial banks.
TABLE OF CONTENT
Title page i
Declaration ii
Approval page iii
Dedication iv
Acknowledgment v
Abstract vi
Table of content vii
CHAPTER ONE
1.1 Introduction 1
1.2 Brief historical background 4
1.3 Statement of the problem 5
1.4 Purpose of the objectives of the study 6
1.5 Scope and delimitation 7
1.6 Research questions 7
1.7 Definition of terms 8
CHAPTER TWO
2.1 Literature review 12
2.2 Loans and advances 12
2.3 Maturity pattern of bank loan and advances 16
2.4 Pattern of credit collateral securities 18
2.5 The need for credit control 20
2.6 Basic principles of lending 22
2.7 Credit risk management 24
CHAPTER THREE
3.0 Introduction 30
3.1 Research methodology 30
3.2 Methods of Data collection 32
3.3 Sources of data 34
3.4 Types of data 36
3.5 Summary and conclusion 37
CHAPTER FOUR
4.0 Introduction 38
4.1 Presentation of data 38
4.2 data of Analysis Methods of controlling credit in bank 42
4.3 Research findings 44
4.4 First bank credit repayment or recovering 50
4.5 Commencement of recovery process 53
CHAPTER FIVE
5.0 Summary conclusion and recommendation 55
5.1 Introduction 55
5.2 Limitation of the study 57
5.3 Recommendations 59
5.4 Summary of the study 62
Bibliography 63
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2014, 09). The Method Of Credit Control In Commercial Banks (a Case Study Of First Bank Of Nigeria Plc, Kaduna).. ProjectStoc.com. Retrieved 09, 2014, from https://projectstoc.com/read/3145/the-method-of-credit-control-in-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-kaduna-8938
"The Method Of Credit Control In Commercial Banks (a Case Study Of First Bank Of Nigeria Plc, Kaduna)." ProjectStoc.com. 09 2014. 2014. 09 2014 <https://projectstoc.com/read/3145/the-method-of-credit-control-in-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-kaduna-8938>.
"The Method Of Credit Control In Commercial Banks (a Case Study Of First Bank Of Nigeria Plc, Kaduna).." ProjectStoc.com. ProjectStoc.com, 09 2014. Web. 09 2014. <https://projectstoc.com/read/3145/the-method-of-credit-control-in-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-kaduna-8938>.
"The Method Of Credit Control In Commercial Banks (a Case Study Of First Bank Of Nigeria Plc, Kaduna).." ProjectStoc.com. 09, 2014. Accessed 09, 2014. https://projectstoc.com/read/3145/the-method-of-credit-control-in-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-kaduna-8938.
- Related Works
- Attitude Of Consumers Towards Public Utilities (a Case Study Of Nepa, Enugu Metropolis
- Contribution Of Small Scale Industry To Economy Development Of Enugu (a Case Study Of Enugu South Local Government Area)
- The Impact Of The Press In Shaping Nigeria Political Structure A Case Study Of Enugu State
- Characteristics Of Women Entrepreneurs
- Women Involvement In Community In Nigeria (a Case Study Of Eku In Ethiope East Local Government Area Of Delta State)
- Problems And Solutions Facing Government Owned Enterprises, In Enugu (a Case Study Of Nepa)
- Multination As A Management Tool For Increase The Productivity Of Workers. (a Case Study Of Entrance Limited Enugu)
- The Impact Of Employees Participation In Decision Making And Organisational Productivity (a Case Study Of Anammco Company Enugu)
- An Assessment On The Effect On Workers Performance (a Case Study Of Nike Lake Resort Enugu)
- Importance Of Stock Control To Business Organizations