Management Of Bad Debt In The Nigeria Banking System Scopes And Remedies

ABSTRACT

This study is all about the management of bank debt in Nigeria banking system, scopes and remedies.

It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effectively the customers could help the banker to appraise a customer presenting lending proposition.

Findings from this study indicate that bad debt has been a tax brother to the banking industries. Bank can’t stand squarely without giving loan to the customer because they receive back some                                                                                                                                                      percentage of interest accrue from the principle.

But due to lack of sincerity people cannot pay back their loans thus leaving those loans outstanding. The implication for both the bank and their customers as regards ability to debt obligation is quite obvious.

It is when a banker is satisfied with the credibility of the customer that they will demand for a security to back up the loan. This is the center of the project.

TABLE OF CONTENT

Title page

Approval page

Dedication

Acknowledgment

Abstract

Table of content

CHAPTER ONE

1.0Introduction

1.1 background of the study

1.2 statement of problem

1.3 objective of the study

1.4 delimitation scope and limitation of the problem

1.5 definition of terms

Reference

CHAPTER TWO

2.0 review of related literature

2.1 credit management

2.2 securities for bank lending

2.3 causes of bad debts

reference

CHAPTER THREE

3.0 research design of methodology

3.1 sources of data

3.2 method of data

reference

CHAPTER FOUR

4.0 data presentation

reference

CHAPTER FIVE

5.0 conclusions and recommendation

5.1 summary

5.2 recommendation

5.3 conclusions

bibliography