ABSTRACT
Universal banking  has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy.
However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing.
The research attempt to redress that situation by presenting, a well accepted understanding of the system.
Secondly discussing its applicability or lack there of to Nigeria commercial services and industry. And assessing how effective such system could be in Nigeria.
Interview was conducted by the researchers to understand the profile of the case study Afribank plc and how the bank practices universal banking.
 Both primary and secondary data was used to also carryout the research work.
 TABLE OF CONTENT
TITLE  PAGE								II
CERTIFICATION							III
DEDICATION								IV
ACKNOWLEDGEMENT						V
ABSTRACT								VII
TABLE OF CONTENT					IX
CHAPTER ONE: INTRODUCTION
1.1	Background of the study					1
1.2	Afribank plc profile and location				3
1.3	Universal banking as practiced by Afribank		4
1.4	Statement of the problem					5
1.5	Purpose of the study						6
1.6	Research question 						7
1.7	Significance of study 						8
1.8	Scope, limitation and delimitation			9
1.9	Definition of terms concept					9
       References.								11
CHAPTER TWO: LITERATURE REVIEW
2.1 definition of universal banking				13
2.2 history of banking in Nigeria					15
2.3 universal banking in other lands				17
2.4 before the introduction of universal banking in Nigeria19
2.5 origin of universal banking in Nigeria 			19
2.6 universal banking concepts in Nigeria 			23
2.7 arguments for and against universal banking.		25
2.8 universal banking and supervision authorities		28
2.9 the merits of universal banking				30
       REFERENCE							32
CHAPTER THREE: RESEARCH METHOD AND DESIGN
3.1 Research method and design					34
3.2 Source of data							34
3.3 population								35
3.4 sampling method							36
3.5 method of analysis						38
CHAPTER FOUR: DATA PRESENTATION AND METHODOLOGY
4.1 Testing questionnaires Analysis and methodology	41
4.2 Hypothesis testing 						46
      REFERENCE.
CHAPTER FIVE: FINDINGS RECOMMENDATIONS AND CONCLUSION
5.1 findings 								52
5.2	Recommendations						53
5.3	Conclusion							55
 BIBLIOGRAPHY							56
APPENDIX								58
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CITE THIS WORK
(2014, 11). Universal Banking In Nigeria: (a Case Study Of Afribank Plc Enugu Branch).. ProjectStoc.com. Retrieved 11, 2014, from https://projectstoc.com/read/4703/universal-banking-in-nigeria-a-case-study-of-afribank-plc-enugu-branch-7522
"Universal Banking In Nigeria: (a Case Study Of Afribank Plc Enugu Branch)." ProjectStoc.com. 11 2014. 2014. 11 2014 <https://projectstoc.com/read/4703/universal-banking-in-nigeria-a-case-study-of-afribank-plc-enugu-branch-7522>.
"Universal Banking In Nigeria: (a Case Study Of Afribank Plc Enugu Branch).." ProjectStoc.com. ProjectStoc.com, 11 2014. Web. 11 2014. <https://projectstoc.com/read/4703/universal-banking-in-nigeria-a-case-study-of-afribank-plc-enugu-branch-7522>.
"Universal Banking In Nigeria: (a Case Study Of Afribank Plc Enugu Branch).." ProjectStoc.com. 11, 2014. Accessed 11, 2014. https://projectstoc.com/read/4703/universal-banking-in-nigeria-a-case-study-of-afribank-plc-enugu-branch-7522.
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