ABSTRACT
The study is a descriptive survey designed to examine efficient liquidity management and its impact on profitability of commercial banks in Nigeria. A total of fifty respondents were selected from First Bank of Nigeria Plc Warri branch in Delta State to form a sample size. A test and retest method was used to determine the reliability of the questionnaire items. The data collected from the field through the administration of questionnaire was organized, using frequency distribution table, simple percentage and non-parametric test of significance known as Chi-Square (X2) was used to test the hypotheses formulated. The findings showed that there is a significant relationship between efficient liquid management and profitability of commercial banks in Nigeria. The study therefore recommends among others that the Central Bank should be encourage maintaining a flexible Minimum Monetary Policy (MPR) or discount rate so as to enable the commercial banks take advantage of the alternative measures of meeting the unexpected withdrawal demands, and reduce the tendency of maintaining excess idle cash at expense of profitability.
TABLE OF CONTENTS
CHAPTER ONE
INTRODUCTION
1.1 Background to the Study
1.2 Statement of the Problems
1.3 Objective of the Study
1.4 Research Questions
1.5 Statement of hypothesis
1.6 Significance of the study
1.7 Scope and limitation of the study
1.8 Definition of terms
CHAPTER TWO
LITERATURE REVIEWS
2.1 Introduction
2.2.1 The conceptual and nature of liquidity
2.2.2 The Concept of Liquidity Management
2.2.3 Components of Liquidity
2.3 Theories of Liquidity Management
2.3.1 Anticipated Income Theory
2.3.2 Shiftability Theory
2.3.3 Liability Management Theory
2.3.4 Commercial Loan Theory
2.4 The Management of Liquidity in Commercial Banks
2.5 Liquidity Measurement in Commercial Banks
2.6 The importance of liquidity in Commercial Bank
2.7 Management of Liquidity in Nigeria’s Banking Industry
2.7.1 Guidelines for Liquidity Management
CHAPTER THREE
RESEARCH METHODS
3.0 Introduction
3.1 Research Design
3.2 Population of the Study
3.3 Sample Size of the Study
3.4 Sampling Technique
3.5 Research Instrument
3.6 Method of Data Collection
3.7 Validity of Research Instrument
3.8 Reliability of Research Instrument
3.9 Method of Data Analysis
CHAPTER FOUR
PRESENTATION AND ANALYSIS OF DATA
4.0 Introduction
4.1 Presentation and Analysis of Questionnaire Data
4.2 Testing of Hypotheses
CHAPTER FIVE
SUMMARY, CONCLUSION & RECOMMENDATIONS
5.1 Summary of Findings
5.2 Conclusions
5.3 Recommendations
REFERENCE
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2016, 02). Efficient Liquidity Management And Its Impact On Profitability Of Commercial Banks In Nigeria.. ProjectStoc.com. Retrieved 02, 2016, from https://projectstoc.com/read/7285/efficient-liquidity-management-and-its-impact-on-profitability-of-commercial-banks-in-nigeria-5747
"Efficient Liquidity Management And Its Impact On Profitability Of Commercial Banks In Nigeria." ProjectStoc.com. 02 2016. 2016. 02 2016 <https://projectstoc.com/read/7285/efficient-liquidity-management-and-its-impact-on-profitability-of-commercial-banks-in-nigeria-5747>.
"Efficient Liquidity Management And Its Impact On Profitability Of Commercial Banks In Nigeria.." ProjectStoc.com. ProjectStoc.com, 02 2016. Web. 02 2016. <https://projectstoc.com/read/7285/efficient-liquidity-management-and-its-impact-on-profitability-of-commercial-banks-in-nigeria-5747>.
"Efficient Liquidity Management And Its Impact On Profitability Of Commercial Banks In Nigeria.." ProjectStoc.com. 02, 2016. Accessed 02, 2016. https://projectstoc.com/read/7285/efficient-liquidity-management-and-its-impact-on-profitability-of-commercial-banks-in-nigeria-5747.
- Related Works
- An Appraisal Of The Relevance Of Financial Incentives To Workers Motivation (a Case Study Of National Board For Technical Education, Kaduna)
- Auditing As A Tool For Fraud Risk Assessment In Commercial Banks
- The Impact Of Taxation On Small And Medium Scale Buisiness In Nigeria
- Evaluating The Effectiveness Of Internal Audit In Public Sector (a Case Study Of Akure South Local Government)
- The Impact Of Commercial Banks On Rural Transformation In Nigeria. An Assessment Of Selected Banks In Nigeria
- The Impact Of Foreign Loan And Foreign Investment On The Nigerian Economy (a Case Study Of First Bank Of Nigeria Plc, Birnin Kebbi Branch, Kebbi State)
- The Use Of Financial Ratios As Analytical Tools Of Corporte Performance (a Case Study Of Skye Bank Plc)
- The Impact Of The Nigerian Stock Market On The Development Of The Industrial Sector In Nigeria Between (2002 – 2012)
- Profitability As A Tool For Performance Appraisal Of An Organization. (a Case Study Of Tantalizers Plc Ado - Ekiti Branch)
- Selection Of Budgetary Control On The Profit Of Business Enterprise