Fraudulent Practices In The Banking Industry: Causes And Possible Remedies

ABSTRACT

There are so many difficulties which this research work is confronted with.  Bank officers were so reluctant to give out helpful information of this project.  And there is also the cost of research and limited time, for acquisition, analysis and proper interpretation of data. 

Effort is made by the researcher to personally visit all the places where the above secondary data and primary data were located.

Personal effort was also employed in tracing out relevant information needed to the project.

After due analysis of the available data, the researcher discovered the statistical data of members of staff involved in frauds and forgeries, returns of commercial and merchant banks on frauds and forgeries and so on.

Experience has shown that even in the most regulated home, accident can still happen.

Bank staff should be properly screened before being employed, and adequate banking education should be organized for bank customers.

TABLE OF CONTENT

Title page

Approval page

Dedication

Acknowledgement

Abstract

Table of content

CHAPTER ONE

1.0Introduction To Back Fraud

1.1Background of the Study

1.2Statement of the Problem

1.3Purpose/Objective of the Study

1.4Research Questions

1.5Research Hypothesis

1.6Significance of the Study

1.7Scope, Limitations and Delimitations

1.8Definitions of Terms

Reference

CHAPTER TWO

2.0Review Of Related Literature

2.1What is Fraud?

2.2Causes of Fraudulent Practices

2.3Methods Through which perpetuators 

use cheques to defraud banks.

2.4Computer Frauds

2.5The Role of the Branch Manger on Fraud

2.6Types of Fraud

2.7Advance Fee Fraud (“419”)

2.8Effects of Fraudulent Practices in Banks

2.9Reasons for Committing Fraud

2.10Techniques of Fraud Control in Banks

Reference

CHAPTER THREE

3.0Research Design And Methodology

3.1Research Design

3.2Area of Study

3.3Population

3.4Sample and Sampling Techniques

3.5Instruments of Data Collection

3.6Methods of data presentation

3.7Methods of data analysis

3.8References

CHAPTER FOUR

4.0Data Presentation And Analysis

4.1Test for Research Question

4.2Test of Hypothesis

References

CHAPTER FIVE

5.0Findings, Recommendations And Conclusion

5.1Findings

5.2Conclusion

5.3Recommendations  

Bibliography