TABLE OF CONTENT
Title page
Approval page
Dedication
Acknowledgment
Table of content
Chapter one
1.1 Background of the study
1.2 Statement of the problem
1.3 Objective of the study
1.4 Scope of the study
1.5 Research questions
1.6 Research hypothesis
1.7 Significance of the study
1.8 Definition of terms
Chapter two
2.1 Role of banking in general
Economic development
2.2 Policies
2.3 Characteristics of a good policy
2.4 Procedure for taking securities for bank lending
CHAPTER THREE
3.0 Research methodology
3.1 Research design
3.2 Area of design
3.3 Population of the study
3.4 Sample and sampling procedure
3.5 Instrument of data collection
3.6 Validation of the instruments
3.7 Reliability of the instrument
3.8 Method of data collection
3.9 Method of data analysis
CHAPTER FOUR
4.1 Findings
CHAPTER FIVE
5.0 Recommendation and conclusion
5.1 Recommendation
5.2 Conclusion
INTRODUCTION
Lending is the backbone of banking activities, it generally provides the larger part of a banks profits. Thus bank have lending policies to establish the direction ad use of funds from stock holders, depositions and creditors to control the composition and size of the loan part folio, an to determine the general circumstance under which it is appropriate to make an advance. The most important purpose of an empiricist lending policy is to provide guidance for the lending officers and thereby establish prudence for the lending officer in credit appraisal so that the risk/reward ratio will be satisfactory and danger of default minimized.
The government or monetary authorities externally impose some of these policies either in the form of loans or regulations while others develop from the nature of then banking system or by convention of the trade association, which transforms into practice in the profession.
This paper will therefore, which standard trust bank is one of them, along these lines, highlighting the process of credit appraisal security accepted as collateral within the controvert imposed by other environment variables.
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2014, 10). Banking Lending Policies And Recovery Procedure In Nigeria.. ProjectStoc.com. Retrieved 10, 2014, from https://projectstoc.com/read/3384/banking-lending-policies-and-recovery-procedure-in-nigeria-925
"Banking Lending Policies And Recovery Procedure In Nigeria." ProjectStoc.com. 10 2014. 2014. 10 2014 <https://projectstoc.com/read/3384/banking-lending-policies-and-recovery-procedure-in-nigeria-925>.
"Banking Lending Policies And Recovery Procedure In Nigeria.." ProjectStoc.com. ProjectStoc.com, 10 2014. Web. 10 2014. <https://projectstoc.com/read/3384/banking-lending-policies-and-recovery-procedure-in-nigeria-925>.
"Banking Lending Policies And Recovery Procedure In Nigeria.." ProjectStoc.com. 10, 2014. Accessed 10, 2014. https://projectstoc.com/read/3384/banking-lending-policies-and-recovery-procedure-in-nigeria-925.
- Related Works
- Universal Banking In Nigeria With A Case Study Of Afri-bank Plc.
- The Effect Of Claim Settlement On Profit Maximization In The Insurance Industries
- Liquidity Problem In Commercial Bank Institute Of Management And Technology (imt) Enugu
- Conventionally Auditing And Collapse Of Firms The Way Out
- Community Banks And Economics Development Of Anambra State, Problems And Prospect. [a Case Study Of Umudioka Community Bank Nig. Ltd Anambra State]
- The Role Of Commercial Banks In Small Scale Business Financing
- The Critical Evaluation Of The Uses F Financial Rations In Financial Statement Analysis
- Revenue Generation In Local Government Areas (problems And Prospects)
- The Role Of Banks In Financing Agricultural Co-operatives Societies In Nigeria (a Case Study Of Nigeria Agricultural Co-operative And Rural Development Bank (nacrdb) In Enugu
- Fraud And Forgery In The Nigerian Banking Industry