ABSTRACT
This research project titled “Co-operative Thrift and Loan Society of Federal Ministry of Industry and Technology, Owerri, Imo state. The study was motivated by the necessity of requirement for the award of Higher National Diploma in Co-operative Economics and Management of Institute of Management and Technology (IMT), Enugu. It aimed at identifying the causes of the study of co-operative thrift and loan society in Owerri, Imo State.
To solve the research problems both primary and secondary data were collected. The research instruments used in collecting the data were questionnaire and oral interview. The respondents comprised of members of the society its employees and some members of staff of Federal Ministry of Commerce and Industry, Owerri, Imo State.
In organizing and presenting data collected frequency, distribute tables; charts percentage and degrees were used. Data analysis and interpretation gave the following findings and among others.
A. LOAN DISBURSEMENT
Some dishonesty leaders among the members, something fails to disburse the loan to the members, which leads to present and embezzlement of fund among co-operative practitioners.
B. RECOVERY/REPAYMENT OF LOAN
Some of the members fails to pay back the loan, when its due for them to pay beck the loan to the society.
C. LOAN DEFAULTERS
Some loan defaulters often fail to authorize the deduction of their money when indebted to the society.
D. There is no external co-operative audit in the co-operative thrift and loan society. The conclusion of the study is that there is a problem in co-operative thrift and loan society, which is the fail, that it does fairly satisfy its member’s financial need. This is as a result of a number of factors such as poor management, lack of co-operation in the society and many other. The said society will satisfy its members if the above listed recommendations are implemented in the society.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Abstract
Acknowledgement
Table of contents
CHAPTER ONE
1.0 INTRODUCTION
1.1 Background of the Study
1.2 Statement of the problem
1.3 Purpose of the Study
1.4 Significant of the Study
1.5 Scope and Delimitation of the Study
1.6 Research Questions
CHAPTER TWO
2.0 Literature Review
2.1 Historical Development of Co-operative Thrift and Loan Society
2.2 Meaning of Co-operative Thrift and Loan Society
2.3 Sources of Co-operative Thrift and Loan Society (CTLS) Fund
2.4 Method of Disbursement of Loan in Co-operative Thrift and Loan Society
2.5 Recovery/Repayment of Loan
2.6 Benefit of Co-operative Thrift and Loan Society to It’s Members
2.7 Problem of Co-operative Thrift and Loan Society
CHAPTER THREE
3.0 Research Design and Methodology
3.1 Introduction
3.2 Location of the Study
3.3 Population of the Study
3.4 Sources of Data
3.5 Sampling Method Sample size
3.6 Method of Investigation
CHAPTER FOUR
4.0 Presentation and analysis of Data
4.1 Introduction
CHAPTER FIVE
5.0 Discussion of findings, Recommendations and Conclusion
5.1 Introduction
5.2 Restatement of the problem
5.3 Research Findings
5.4 Recommendation
BIBLIOGRAPHY
‘APPENDIX ‘A’
‘APPENDIX ‘B’
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2014, 11). A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004).. ProjectStoc.com. Retrieved 11, 2014, from https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845
"A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004)." ProjectStoc.com. 11 2014. 2014. 11 2014 <https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845>.
"A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004).." ProjectStoc.com. ProjectStoc.com, 11 2014. Web. 11 2014. <https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845>.
"A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004).." ProjectStoc.com. 11, 2014. Accessed 11, 2014. https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845.
- Related Works
- Effects Of Working Capital Management On Cooperative Efficiency
- The Role Of Nardb In The Financing Of Agricultural Co-operatives Soicety In Ngeria (a Case Study Of Nardb Enugu)
- How To Organise A Viable Co-operative Society In Nigeria (a Case Study Of Ministry Of Commerce, Industry And Technology Co-operative Department, Enugu
- Capital Budgeting
- Effectiveness Of Cooperatives In Coffee Value Chain: An Analysis In Sasiga District Of Oromia Region, Ethiopia
- How To Improve Agricultural Production Through Co-operative (a Case Study Of Ndokwa West Local Government Area Of Delta State)
- The Sources And Uses Of Funds In Cooperative Business Enterprises The Nigerian Situation
- The Role Of Banks In Nigeria Financing Agriculture (a Case Study Of First Bank Plc, Enugu)
- How To Organise A Viable Cooperative Society (a Case Study Of Igbo – Eze Northeast Local Govenrment, Enugu State)
- The Roles Of Specialized Banks In Promoting The Activities Of Agricultural Cooperative Societies (a Case Study Of Bank Of Agriculture, Enugu Zonal Office)