ABSTRACT
This research project titled “Co-operative Thrift and Loan Society of Federal Ministry of Industry and Technology, Owerri, Imo state. The study was motivated by the necessity of requirement for the award of Higher National Diploma in Co-operative Economics and Management of Institute of Management and Technology (IMT), Enugu. It aimed at identifying the causes of the study of co-operative thrift and loan society in Owerri, Imo State.
To solve the research problems both primary and secondary data were collected. The research instruments used in collecting the data were questionnaire and oral interview. The respondents comprised of members of the society its employees and some members of staff of Federal Ministry of Commerce and Industry, Owerri, Imo State.
In organizing and presenting data collected frequency, distribute tables; charts percentage and degrees were used. Data analysis and interpretation gave the following findings and among others.
A. LOAN DISBURSEMENT
Some dishonesty leaders among the members, something fails to disburse the loan to the members, which leads to present and embezzlement of fund among co-operative practitioners.
B. RECOVERY/REPAYMENT OF LOAN
Some of the members fails to pay back the loan, when its due for them to pay beck the loan to the society.
C. LOAN DEFAULTERS
Some loan defaulters often fail to authorize the deduction of their money when indebted to the society.
D. There is no external co-operative audit in the co-operative thrift and loan society. The conclusion of the study is that there is a problem in co-operative thrift and loan society, which is the fail, that it does fairly satisfy its member’s financial need. This is as a result of a number of factors such as poor management, lack of co-operation in the society and many other. The said society will satisfy its members if the above listed recommendations are implemented in the society.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Abstract
Acknowledgement
Table of contents
CHAPTER ONE
1.0 INTRODUCTION
1.1 Background of the Study
1.2 Statement of the problem
1.3 Purpose of the Study
1.4 Significant of the Study
1.5 Scope and Delimitation of the Study
1.6 Research Questions
CHAPTER TWO
2.0 Literature Review
2.1 Historical Development of Co-operative Thrift and Loan Society
2.2 Meaning of Co-operative Thrift and Loan Society
2.3 Sources of Co-operative Thrift and Loan Society (CTLS) Fund
2.4 Method of Disbursement of Loan in Co-operative Thrift and Loan Society
2.5 Recovery/Repayment of Loan
2.6 Benefit of Co-operative Thrift and Loan Society to It’s Members
2.7 Problem of Co-operative Thrift and Loan Society
CHAPTER THREE
3.0 Research Design and Methodology
3.1 Introduction
3.2 Location of the Study
3.3 Population of the Study
3.4 Sources of Data
3.5 Sampling Method Sample size
3.6 Method of Investigation
CHAPTER FOUR
4.0 Presentation and analysis of Data
4.1 Introduction
CHAPTER FIVE
5.0 Discussion of findings, Recommendations and Conclusion
5.1 Introduction
5.2 Restatement of the problem
5.3 Research Findings
5.4 Recommendation
BIBLIOGRAPHY
‘APPENDIX ‘A’
‘APPENDIX ‘B’
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2014, 11). A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004).. ProjectStoc.com. Retrieved 11, 2014, from https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845
"A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004)." ProjectStoc.com. 11 2014. 2014. 11 2014 <https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845>.
"A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004).." ProjectStoc.com. ProjectStoc.com, 11 2014. Web. 11 2014. <https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845>.
"A Study On Cooperative Thrift And Loan Society (a Case Study Of Federal Ministry Of Industry And Technology, Owerri, Imo State - 1998 – June 2004).." ProjectStoc.com. 11, 2014. Accessed 11, 2014. https://projectstoc.com/read/4643/a-study-on-cooperative-thrift-and-loan-society-a-case-study-of-federal-ministry-of-industry-and-technology-owerri-imo-state-1998-ndash-june-2004-7845.
- Related Works
- Effects Of Thrift And Credit Society On Enhancing Members Living Standard (a Study Of Hamdala Hotel Workers Thrift And Credit Cooperative Society, Kaduna)
- The Role Of Federal Government In Co-operative Development In Nigeria. (a Case Study Of Enugu State)
- The Role Of Farmers Multi-purpose Cooperative Societies In The Acceleration Of Food Production (a Case Study Of Selected Farmers Multi-purpose Cooperative Societies In Umuahia North Local Government Area Abia State)
- The Contribution Of Agricultural Cooperative Societies In Improving Food Production In Ebonyi State (a Case Study Of Selected Agricultural Cooperative In Ishi-elu Local Government Area) Ebonyi State
- A Study Of The Activities Of I C A In Regional Office Of West Africa, Asia And The Pacific
- Effectiveness Of Cooperatives In Coffee Value Chain: An Analysis In Sasiga District Of Oromia Region, Ethiopia
- Importance Of Co-cooperative Study To Our Economic Development: A Case Study Of Enugu State.
- An Appraisal Of The Activities And Management Methods Of Anammco Workers Multi-purpose Co-operative Society (enugu)
- The Role Of Women In Co-operative Development (a Case Study Of Mbaitoli L.g.a Imo State).
- The Role Of Agricultural Co-operative Society In Food And Production (a Case Study, Enugu North Local Government Area