ABSTRACT
The major function of the Nigerian Agricultural, co-operative, Rural and Development Bank is provision of loans and advances to individual and corporate farmers.
However, there are series of reasons for the need for special funding towards agricultural sector. The agricultural sub-sector is saddled with peculiar risks, risks that can hardly be diversified; illiteracy and ignorance; culture; interest rate, etc
Loan defaults occur when the borrowers can not meet up the repayment of principal and interest within the maturity time stipulated by the bank. Loan defaults have continued to increase tremendously, and it forms the major discouraging factor to the NACRDB in loan or credit extension.
Furthermore, tin the course of financing agriculture the NACRDB is faced with series of problems. Such problems i9clude unsystematic risk, time lag, poor infrastructural facilities, loan diversion, slow rate of return, collateral, government policies, political instability etc.
In other to identify these problems and the measures to solve such problems, the researcher made use of the secondary sources of data as well as partly, the primary source of data.
TABLE OF CONTENT
Title page ii
Approval page iii
Dedication iv
Acknowledgement v
Abstract vi
Table of content vii
CHAPTER ONE
Introduction 1
1.1 Statement of problem 2
1.2 Rationale of study 2
1.3 Definition of term 3
CHAPTER TWO
Review of related literature 5
2.1 the concept of agricultural financing 5
2.2 Evolution of the NACB 6
2.3 Overview of the NACRDB 7
2.4 The need for Agricultural financing 9
2.5 Objective of NACRDB 11
2.6 Role of NACRDB 12
2.7 Lending Operations 14
2.8 Problems of Agricultural financing in Nigeria 15
2.9 Measures to prevent the problems of
Agricultural financing in Nigeria. 20
CHAPTER THREE
3.1 Statement of Hypothesis 21
3.2 Research methodology 22
3.3 Sources of Data 23
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS 24
4.1 Data presentation 24
4.2 Data Analysis 31
CHAPTER FIVE
Summary, Conclusion and Recommendation 39
5.1 Summary 39
5.2 Conclusion 41
5.3 Recommendation 42
Bibliography 43
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2014, 10). The Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (problems And Prospects).. ProjectStoc.com. Retrieved 10, 2014, from https://projectstoc.com/read/3985/the-role-of-the-nigerian-agriculture-and-co-operative-bank-in-agricultural-financing-problems-and-prospects-768
"The Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (problems And Prospects)." ProjectStoc.com. 10 2014. 2014. 10 2014 <https://projectstoc.com/read/3985/the-role-of-the-nigerian-agriculture-and-co-operative-bank-in-agricultural-financing-problems-and-prospects-768>.
"The Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (problems And Prospects).." ProjectStoc.com. ProjectStoc.com, 10 2014. Web. 10 2014. <https://projectstoc.com/read/3985/the-role-of-the-nigerian-agriculture-and-co-operative-bank-in-agricultural-financing-problems-and-prospects-768>.
"The Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (problems And Prospects).." ProjectStoc.com. 10, 2014. Accessed 10, 2014. https://projectstoc.com/read/3985/the-role-of-the-nigerian-agriculture-and-co-operative-bank-in-agricultural-financing-problems-and-prospects-768.
- Related Works
- Problem Of Personal Income Tax Collection In Anambra State (a Case Study Of Awka South Local Government Area Of Anambra State)
- Developmental Impact Of Rural Banking In Nigeria (a Case Study Of United Bank For Africa (u.b.a) Plc)
- The Role And Importance Of Central Bank Of Nigeria In The Prevention Of Bank Failure In Nigeria.
- The Role Of Financial Accountability In The Private Sector. A Case Study Of Emenite Limited, Enugu
- The Role Of Commercial Banks In A Depressed Economy
- Financial Distress In Some Commercial Banks In Nigeria (a Case Study Of Union Bank Of Nigeria Plc)
- Improving Customers Services In Nigerian Commercial Banks
- The Effect Of Federal Expenditure And Money Supply On The Rate Of Unemployment (1989-2000)
- Customer Service And Its Improvement In The Nigerian Commercial Banking Industry.
- The Role Of Financial Institution In A Developing Economy