CHAPTER ONE
1.0 INTRODUCTION
Modern commercial banking in Nigeria dates back to the early period. The decline in barter system of trade and the rise in financial transaction of the colonial government required an institution in the form of commercial bank for safety and transmission of fund. It was for purpose that African banking corporation based in South Africa an was invited in 1892 to open a branch office in Lagos but its existence was made precarious by the trade depression which hit Lagos in that year. In the year 1894, its operations were taken over by the Bank of British West African absorbed the bank of Nigeria and exercised monopoly over banking in Nigeria. In the year 1925 the Bardays Bank started operation in Nigeria, other colonial bank joined in the later years. The indigenization exercised abolished the existence of the expatriate banking in Nigeria their existence was terminated for some of the problem in land as at that time, the review of the history of the development of banking regulation shows that a variety of law regulation and supervisory practice have been involved and that they substantially meet the objective of regulation the current regulatory and supervisory framework approximate practice the world over and involved prohibition and restriction or some activities of banks that could be termed abusive and highly risky. It also includes supervising nearly every aspect of a bank operation and policy making function. These regulatory provision and supervisory steps and further supported by a wide range of enforcement power for the CBN. The CBN has responded to banking problem over the year. Such responses include the adoption of prudential guidelines on the basal risk based capital requirement increased enforcement authority and greater power and more pragmatic way of dealing with troubled bank.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Acknowledgement
Proposal
Table of contents
CHAPTER ONE
1.0 Introduction
1.1 Background of the study
1.2 Statement of the study
1.3 Objective of the study
1.4 Significant of the study
1.5 Limitation of the study
1.6 Definition of terms
1.7 References
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 Banking regulation
2.2 Banking regulation frame work
2.3 Banking supervisory role
2.4 Scope of supervisory role
2.5 The supervisory legal frame work
2.6 The conduct of supervision and examination
2.7 Operational requirement
2.8 Mode of supervision
2.9 The role of NDIC in the supervisory system
2.10 Reasons for the impact of banking regulation and supervision
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 Research design
3.2 Location of data
3.3 Method of data collection
Reference
CHAPTER FOUR
Finding
CHAPTER FIVE
RECOMMENDATION AND CONCLUSION
5.0 Recommendation
5.1 Conclusion
Bibliography
1.0 INTRODUCTION
Modern commercial banking in Nigeria dates back to the early period. The decline in barter system of trade and the rise in financial transaction of the colonial government required an institution in the form of commercial bank for safety and transmission of fund. It was for purpose that African banking corporation based in South Africa an was invited in 1892 to open a branch office in Lagos but its existence was made precarious by the trade depression which hit Lagos in that year. In the year 1894, its operations were taken over by the Bank of British West African absorbed the bank of Nigeria and exercised monopoly over banking in Nigeria. In the year 1925 the Bardays Bank started operation in Nigeria, other colonial bank joined in the later years. The indigenization exercised abolished the existence of the expatriate banking in Nigeria their existence was terminated for some of the problem in land as at that time, the review of the history of the development of banking regulation shows that a variety of law regulation and supervisory practice have been involved and that they substantially meet the objective of regulation the current regulatory and supervisory framework approximate practice the world over and involved prohibition and restriction or some activities of banks that could be termed abusive and highly risky. It also includes supervising nearly every aspect of a bank operation and policy making function. These regulatory provision and supervisory steps and further supported by a wide range of enforcement power for the CBN. The CBN has responded to banking problem over the year. Such responses include the adoption of prudential guidelines on the basal risk based capital requirement increased enforcement authority and greater power and more pragmatic way of dealing with troubled bank.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Acknowledgement
Proposal
Table of contents
CHAPTER ONE
1.0 Introduction
1.1 Background of the study
1.2 Statement of the study
1.3 Objective of the study
1.4 Significant of the study
1.5 Limitation of the study
1.6 Definition of terms
1.7 References
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 Banking regulation
2.2 Banking regulation frame work
2.3 Banking supervisory role
2.4 Scope of supervisory role
2.5 The supervisory legal frame work
2.6 The conduct of supervision and examination
2.7 Operational requirement
2.8 Mode of supervision
2.9 The role of NDIC in the supervisory system
2.10 Reasons for the impact of banking regulation and supervision
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 Research design
3.2 Location of data
3.3 Method of data collection
Reference
CHAPTER FOUR
Finding
CHAPTER FIVE
RECOMMENDATION AND CONCLUSION
5.0 Recommendation
5.1 Conclusion
Bibliography