Credit And Debt Recovery In Financial Institutions. (a Case Study Of U.i.d.c Plc, Warri Delta State)

The purpose of this study is to evaluate the impact of Credit and Debt recovery Department in financial institution. It is also meant to assist the investment Company to identify some of its problems with a view to proffer a solution. 

Chapter two of this project reviewed some of the literatures that have been written about credit, debt recovery and its impact on organization, particularly an investment as all their transaction involves cash and credit facilities.

In Chapter three, emphasis is placed on the various techniques adopted by the researcher for data collection as well as describing the population used in the research work. Both primary and secondary data collection methods, such as questionnaire and documentary evidence were applied for the purpose of extracting relevant information from staff of the company. Unlike the above chapter which concentrates on the techniques used for data collection.

Chapter four, however, is based on the presentation and analysis of the information collected, i.e. analyzing the various responses from the management staff and beneficiaries of such loan. The Chapter also went further to test the hypothesis with a view to confirming or rejecting the assertion made that credit and debt recovery department plays a vital role towards achieving the objectives of financial institutions. 

And finally, in Chapter five, efforts have been made to summarize all that was said in the previous chapters. Conclusion, Suggestion, and Recommendation were also made to the Management so as to enable them improve operational capacity related to credit and debt recovery

Title page

Approval page

Declaration

Acknowledgement

Abstract

Table of contents

CHAPTER ONE

1.0  Introduction

1.1 Historical Background of U.I.D.C  Plc

1.2 Statement of General Problem

1.3 Research Questions

1.4 Research Hypothesis

1.5 Objectives of the Study

1.6 Significance of the Study

1.7 Scope of the Study

1.8 Limitation of the Study

1.9 Definition of terms.

CHAPTER TWO

LITERATURE REVIEW

2.0 Introduction

2.1 Review of the related literature

CHAPTER THREE

RESEARCH METHODOLOGY

3.0 Introduction

3.1 Instrument used

3.2 Research population and sample size

3.3 Sampling procedures

3.4 Validity and reliability

3.5 Statistical techniques used

CHAPTER FOUR

PRESENTATION AND ANALYSIS OF DATA

4.0 Introduction

4.1 Presentation and analysis of data

4.2 Test of hypothesis

CHAPTER FIVE

SUMMARY, CONCLUSION AND RECOMMENDATION

5.0 Introduction

5.1 Summary

5.2 Conclusion

5.3 Recommendation

Bibliography

Appendices