An Assessment Of Risk Management And Credit Administration In Union Bank Nigeria Plc, Kaduna

The study examines risk management and Credit Administration in Union Bank Plc, Kaduna. The research questions that guided this study were: How is risk managed in Union Bank? What are the constraints militating against risk management and credit administration? What are the solutions to the identified problems. The survey method was used as the sample size. A questionnaire designed in five likert scale was used as the instrument of data collection. The mean (x) was used to analyze data. The result of findings indicates that risk is mainly managed in Union Bank through embarking on insurance of customers deposit as well proper evaluation and monitoring of loan proposal.

 

Title Page

Declaration

Approval Page

Dedication

Acknowledgement

Abstract

Table of Contents

INTRODUCTION

1.1Background of the Study

1.2Statement of the Problem

1.4Significance of the Study

1.3Objectives of the Study

1.6Scope of the Study

1.5Research Questions

1.7Definition of Terms

LITERATURE REVIEW

2.1Introduction

2.2Concept of Risk Management in Commercial Banks

2.3Credit Administration in Commercial Bank

2.4Techniques of Risk Management in Commercial Banks

2.5Credit Administrative Techniques in Commercial Banks

2.6The Problems Militating against Risk Management and Credit Administration in Commercial Banks

2.7Summary of the Literature

RESEARCH METHODOLOGY

3.1Introduction

3.2Research Design

3.3Area of the Study

3.4Population of the Study

3.5Sample Size

3.6Instrument of Data Collection

3.7Validity of the Instrument

3.8Reliability of the Instrument

3.9Method of Data Collection

3.10Method of Data Analysis

DATA PRESENTATION AND ANALYSIS

4.1Introduction

4.2Respondent Characteristics

4.3Data Presentation and Analysis

4.4Summary of Findings

4.5Discussion of Findings

SUMMARRY, CONCLUSION AND RECOMMENDATIONS

5.1Summary of Findings

5.2Conclusion

5.3Recommendations

Bibliography

Appendix