An Assessment Of Repositioning Through Recapitalization Of Banking Sectors In Nigeria (a Case Study Of Hallmark Bank Plc )

This thesis examines the current transformation on the banking sector in Nigeria. It attempts to examine how the banks, particularly Hallmark bank, plc can reposition itself through recapitalization for competitive advantage. Although the bulk of the literature on the subject matter are on the banking sectors reforms, including the various techniques and strategies in meeting with the 18 months recapitalization deadline the finding makes, conjunctive on the post recapitalization challenges and realities.

The study covers selected commercial banks within Kaduna Metropolis and the management of Hallmark bank Plc Abuja. Within these groups the designed questionnaire were administered for the purpose of data collection. 

A total of 24 questions were asked on the questionnaire for the bank managers and another set of 14 questions for the bank customers within the areas covered by this survey.

The study conclusively found that recapitalization is a great milestone in the Nigeria banking sector that is designed to strengthen and revitalize the fragile banking sector in Nigeria. In addition, the expected gains of the reform are enormous for those banks that survive the current reform exercise. On the part of the consuming public, a significant proportion of them have little of no understanding of the need for the reform.

An important recommendation is for the CBN and other stakeholders to create public awareness on the changes opportunities and future of he banks in the past recapitalization era.

 

Title 

Declaration

Certification 

Dedication 

Acknowledgment

Abstract 

Table of content

Introduction   

1.0Background of the study

1.1Historical Background of Hall Mark bank PLC 

1.2Statement of the Problem

1.3Objectives of the study

1.4Scope of the study

1.5Significance of the Study

1.6Research Question 

1.7Limitation of the study 

1.8Definition of Terms

References 

Literature Review

2.0Introduction 

2.1The Rationale behind Recapitalization of Commercials Banks in Nigeria

2.2Genesis of Banks failure 

2.3Effects of Distress Bank on the Economy 

2.4The objectives of The banking Reforms

2.5Mergers and acquisitions as strategies to meet up with Recapitalization deadline

2.6Rationale for Mergers 

2.7Valuation of Merger Candidates  

2.8Merger Tactics

References 

Research Methodology

3.0Introduction 

3.1Research methodology Employed 

3.2Justification of Approach Used 

3.3Research Instrument Used 

3.4Research Population and Sampling size

3.5Sampling Procedures Employed 

3.6Justification For Sampling Procedures Employed  

3.7Statistical Techniques Used to analyzing Data

Presentation and Analysis of Data

4.0Introduction 

4.1Data Presentations and Analysis

Summary, Conclusion & Recommendations

5.0Introduction 

5.1Summary of Findings

5.2Conclusion 

5.3Recommendations

Bibliography

Appendix I

Appendix II