Risk Management In The Nigerian Financial Institution A Case Study Of Some Selected Banks

The aim of this study was to examine the impact of risk management in the banking sector of the Nigeria financial institutions. The study started with an attempt to state the problem that motivated the study, which financial institutions.

Risk management was into the banking sector to help recluse the risk of systematic failure and avoid the disruptions caused by the financial crises in banks. The study there for, was done to access critically its impacts on Nigeria financial institution 

The method for data collection was by questionnaire, we also made use of primary and secondary data fifty one questionnaires were administered, forty two were property tested with the use of chi - square (x2) statistical tool   and the entire three nall hypothesis were rejected.  We could conclude there fore, that there is a positive relationship between risk management and the dependent variable, namely prudential banking credit portfolio of banks and banks liquidity. 

The feelings indicated that financial institutions eg.  Banks now take minimized and calculated financial   risks as a result of the impact of risk management  

And it also medicated that confidence and stability have been restored in the banking sections as a result of the strict risk management regulations 

The following recommendations among others  were made that the center bank of Nigeria (CBN) need to ensure regular examination of banks so that problem of systematic financial risk could be detected early  before the situations gets out of hands Banks and other financial institution should as much as possible, employ qualified risk managers and staffs. Banking edacities is the aspect of risk management should be encouraged. 

Title page 

Approval page 

Dedication 

Acknowledgement 

Abstract

Table of contents 

CHAPTER ONE 

INTRODUCTION  

1.1   Background of the study 

1.2   STATEMENT OF THE PROBLEM

1.3   Objective of the study 

1.4   Research question /hypothesis 

1.5   Significance of the study 

1.6   Scope and limitations of the study 

1.7   Definition of operational terms 

        References

CHAPTER TWO 

REVIEW OF RELATED LITERATURE 

2.1     An overview of risk management 

2.1.1  Meaning and purpose of risk management 

2.1.2  Various types of financial institutions

2.2     The concert of risk 

2.2.1  Various typed of risk that exist in financial institutions (banring section) 

2.2.2  Credit risks 

2.2.3  Capital risks

2.2.4  Interest rate risk 

2.2.5  Liquidity risk 

2.2.6  Operation risk 

2.2.7  Contagion risk 

2.2.8  Off balance sheet risk 

2.2.9  Post folio risk 

2.3     Various ways of risk control in financial institution like banks 

2.3.1  The duties of a risk manager 

2.3.2  The effect of a information technology as an improvement to the performance of the risk manager 

2.3.3  Problems faced by the risk manager in managing risks in financial in managing risks in financial   institutions like panes 

2.3.4  Manageable and non-manageable risk in the financial institutions like banks  

2.3.5  Prospects of effective risk management in the financial instillations like banks

2.3.6  Various classes of insurance that is available to the management of the insurance risks. 

2.4     Impact of risk management in banking section of the Nigerian financial institutions  

2.4.1  Risk management impact on capital risk  

2.4.2  Risk management impact on credit and portfolio risks  

2.4.3  Risk management impact on off- balance sheet risk 

2.4.4  Risk management impact on operational risk 

2.5     regulatory /supervisory authority’s role in risk management 

2.5.1  Supervisory authorities responsible for banks   liquidity management 

2.5.2  Supervisory authorities responsible for banks off- balance sheet     operations 

2.5.3  Supervisory authorities responsible for banks off balance sheet operations references  

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY 

3.1    An doer view 

3.2    source of data  

3.1    Primary sources 

3.2.2 Secondary sources 

3.3    Population and samples size  

3.4    Method of determining the sample size 

3.5    Validity of the instruments

3.6    Methods of date presentation and analysis 

CHAPTER FOUR 

DATA  PRESENTATION AND ANALYSIS 

4.1   An overview 

4.2   Personal dates 

4.3   Hypothesis testing  

CHAPTER FIVE 

Summary of Findings, Conclusions Recommendation 

5.1   Summaries of findings 

5.2   Conclusions 

5.3   Recommendations 

5.4   Suggestions for further studies 

      Bibliography 

      Appendix i

      Appendix   ii