Effect Of Commercial Banks Credit To Small Scale Industries On Economic Growth In Nigeria

Finances is crucial to any investment decision, this study however is aimed at finding out the effects of commercial banks credit to small scale industries or economic growth in Nigeria. The purpose of this is to ascertain the nature and present scope of this effect in Nigeria economic growth. This study is divided into five chapters highlight the performance of small scale industries financed by commercial banks credit and other financial institutions, and the problems financing the small scale industries in the course of financing them. Secondary data for macro-economic variable were collected and analyzed on an OLS regression model using output level as the  dependant variable and bank credit, interest rate, inflation  rate and  investment as independent variable. The study found out that commercial banks credit has not impacted significantly on the output level and growth of small scale industries commercial banks did not grant credit to small scale industries as supposed, this  leads to excess liquidity in which banks rather than investing, used to big treasury bills. Small scale industrial sector development is very crucial to national economic growth and should be giving priority attention by the Federal Government and commercial banks.

 

INTRODUCTION

3.1   Introduction

3.2    Research Design

3.3.    Data Collection and Instrument

3.4    Validity of Instrument

3.5   Reliability of the Instrument

3.6 Method of Data Analysis

3.7 Model Specification

DATA PRESENTATION AND ANALYSIS AND INTERPRETATION

4.0 Introduction

4.1 Presentation and Analysis of Hypothesis 

4.2 Data Analysis and Interpretation

4.4 Test of Hypotheses

5.0 SUMMARY, CONCLUSION AND RECOMMENDATION

5.3    Recommendations

BIBLIOGRAPHY

APPENDIX

APPENDIX II qUESTIONAIRES

Effect Of
Commercial Banks Credit To Small Scale Industries On Economic Growth In Nigeria