The Impact Of Microfinance Banks On The Development Of Entrepreneurship (a Study Of Decency Microfinance Bank Old Umuahia)

One of the significances of development in the economy of any nation is the transition from a dependent nation to an independent nation. It is also referred to as a period when nations are struggling to solve some tasks (economic problem). One essential development task of every nation is to attain a steady and sustainable economy. In Nigeria as a developing country, several efforts have been made to provide a suitable means to aid economic development such measures include; the establishment of microfinance banks currently known for the purpose of financing both small and medium sector. This research will look at the objective of establishing microfinance bank by the federal government and its effects to the development of the Nigeria economy, its limitations and comparison between the commercial bank and the microfinance banks as well as the Nigerian business environment as it relates to the growth and development of small and medium scale enterprises (SMEs) in Nigeria. Other people’s work will be reviewed as it relates to the research five (5) randomly selected areas that surround the case study (Old Umuahia microfinance banks). Different sources of data collection were used especially questionnaires which were distributed to the study area to determine the impact of microfinance to the study area. The data were collected and analysis using different statistical tool such as simple percentage, analysis of variable (ANOVA), simple regression and chi-square (X2) were used to determine if there is any significant different since the introduction of microfinance banks to the economy. 

1.7   SCOPE 

1.8 LIMITATION OF THE STUDY

1.9 DEFINITION OF TERMS

2.0  LITERATURE REVIEW

2.1 NIGERIAN BUSINESS ENVIRONMENT

2.4  OBJECTIVE OF MICROFINANCE BANKS

2.5 DEVELOPMENT OF SMALL AND MEDIUM SCALE ENTERPRISES (SMES) IN NIGERIA 

2.6 KEYWORDS

RESEARCH METHODOLOGY

3.1 INTRODUCTION

3.2    AREA OF THE STUDY

3.4   SAMPLE SIZE/SAMPLING TECHNIQUES

3.5 RESEARCH INSTRUMENT

3.6 DESCRIPTION OF QUESTIONNAIRE

3.7 VALIDITY OF THE INSTRUMENTS 

3.8   DECISION RULE

DATA PRESENTATION AND ANALYSIS 

4.1 ANALYSIS OF DATA

4, 2 TEST OF HYPOTHESIS

 SUMMARY OF FINDING, CONCLUSION AND RECOMMENDATION, 

5.2    RESEARCH FINDINGS

5.3    CONCLUSIONS AND IMPLICATIONS

5.4 RECOMMENDATION

REFERENCES