ABSTRACT
Finances is crucial to any investment decision, this study however is aimed at finding out the effects of commercial banks credit to small scale industries or economic growth in Nigeria. The purpose of this is to ascertain the nature and present scope of this effect in Nigeria economic growth. This study is divided into five chapters highlight the performance of small scale industries financed by commercial banks credit and other financial institutions, and the problems financing the small scale industries in the course of financing them. Secondary data for macro-economic variable were collected and analyzed on an OLS regression model using output level as the dependant variable and bank credit, interest rate, inflation rate and investment as independent variable. The study found out that commercial banks credit has not impacted significantly on the output level and growth of small scale industries commercial banks did not grant credit to small scale industries as supposed, this leads to excess liquidity in which banks rather than investing, used to big treasury bills. Small scale industrial sector development is very crucial to national economic growth and should be giving priority attention by the Federal Government and commercial banks.
TABLE OF CONTENT
CHAPTER ONE: INTRODUCTION
1.1 Background to the Study
1.2 Statement of the problems
1.3 Objective of the Study
1.4 Research Questions
1.5 Hypothesis
1.6 Scope and Coverage of the Study
1.7 Limitations of the Study
1.8 Significance of the Study
1.9 Definition of Terms
CHAPTER TWO: LITERATURE REVIEW
2.1 Commercial Banks Credit and Small Scale Industries in Nigeria Economy
2.2 Theory of Banks Credit
2.3 Commercial Banks Credit Facilities
2.4 Factors Commercial Bank Managers Considers before Granting Credit Facilities
2.4.1 How Commercial Banks Create credit in Nigeria Economy
2.5 Assumptions in the Ability of Commercial Bank to Create Credit in the Economy.
2.6 Limitation on the Powers of Commercial Banks to Create Credit in a Economy
2.7 Effects of Commercial Banks Credit Towards Price Stability for the Economic Growth
2.8 Empirical Review
CHAPTER THREE: RESEARCH METHODOLOGY
3.0 Introduction .
3.2 Research Design
3.3 Data Collection and Instrument
3.4 Validity of Instrument .
3.5 Reliability of the Instrument
3.6 Method of Data Analysis
3.7 Model Specification
CHAPTER FOUR: DATA PRESENTATION, ANALYSIS AND INTERPRETATION
4.0 Introduction
4.1 Presentation and Analysis of Hypothesis
4.2 Data Analysis and Interpretation
4.3 Discussion of Findings
4.4 Test of Hypotheses
CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 Summary of Finding
5.2 Conclusion
5.3 Recommendation
BIBLIOGRAPHY
Appendix I
Appendix II
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2016, 05). Effect Of Commercial Banks Credit To Small Scale Industries On Economic Growth In Nigeria.. ProjectStoc.com. Retrieved 05, 2016, from https://projectstoc.com/read/7597/effect-of-commercial-banks-credit-to-small-scale-industries-on-economic-growth-in-nigeria-5227
"Effect Of Commercial Banks Credit To Small Scale Industries On Economic Growth In Nigeria." ProjectStoc.com. 05 2016. 2016. 05 2016 <https://projectstoc.com/read/7597/effect-of-commercial-banks-credit-to-small-scale-industries-on-economic-growth-in-nigeria-5227>.
"Effect Of Commercial Banks Credit To Small Scale Industries On Economic Growth In Nigeria.." ProjectStoc.com. ProjectStoc.com, 05 2016. Web. 05 2016. <https://projectstoc.com/read/7597/effect-of-commercial-banks-credit-to-small-scale-industries-on-economic-growth-in-nigeria-5227>.
"Effect Of Commercial Banks Credit To Small Scale Industries On Economic Growth In Nigeria.." ProjectStoc.com. 05, 2016. Accessed 05, 2016. https://projectstoc.com/read/7597/effect-of-commercial-banks-credit-to-small-scale-industries-on-economic-growth-in-nigeria-5227.
- Related Works
- The Effect Of Quality Service Delivery On Customers Patronage
- An Evaluation Of The Nigerian Commercial Banks
- The Problems And Prospects Of Debt Management In Nigerian Finance Institutions
- The Effect Of Financial Accounting Reporting On The Management Of A Business. A Case Study Of Agu Bros Trading Company Limited 1987.
- Financial Distress In Some Commercial Banks In Nigeria (a Case Study Of Union Bank Of Nigeria Plc)
- The Role Of Financial Institutions In Small Scale Industrial Activities
- Fraud Defection And Prevention The Impact In The Economy.
- Banks Participation In Industrial Development In Nigeria
- An Assessment Of Customer Service In Financial Institution. (a Case Study Union Bank Of Nigeria Plc Enugu).
- Effect Of Bank Failure On Nigeria Economic Development