The Study Of Financial Structure Of A Small And Medium-scale Enterprises (a Case Study Of Nnewi Town In Anambra State)

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ABSTRACT
The rate of which an economy progress is determine by the level of industry and human capital development.  Nigeria is one of such economy where Small and Medium-Scale Industries have the prospect in main-stream contribution in the growth and development process.  Ironically, this vital aspect of an economy faces obvious difficulty poor financing.  Small and Medium-Scale Enterprises act as a shock absorber to the economy in where heavy-duty/heavy machine industries are sparsely located.  These play the role of labour absorber and routine manufacturing for day-to-day consumption of the populace.  Thus, financing these industries will ensure employment of the ever-teaming population of both urban and rural sector as well as regular manufacturing to support the daily consumption characteristics of a developing economy.
Small and Medium-Scale Enterprise do not get required support from the concerned government, department, Banking sector, financial institution and corporate sector, which is a handicap in becoming more competitive in National market.  Small and Medium-Scale Enterprises faces numbers of problems which includes absence of adequate and timely Banking finance, limited knowledge, low production capacity, inefficient marketing and identification of new markets, constraint on modernisation and expansion, non availability of highly skilled labour of affordable cost follow up with various agencies in solving regular activities and lack of interaction with government agencies on various matters.
In carrying out this research work, the researcher will use primary and secondary data and also questionnaires, oral interviews and researcher’s experience will be observed.

 
TABLE OF CONTENTS
Title page i
Approval page ii
Dedication iii
Acknowledgement iv
Abstract v
Table of Contents vii

CHAPTER ONE
1.0 Introduction 1
1.1 Background of the Study 1
1.2 Statement of Problems 3
1.3 Objectives of the Study 3
1.4 Research Questions 3
1.5 Research Hypothesis 4
1.6 Scope of the Study 4
1.7 Significance of the Study 5
1.8 Limitations of Study 6

1.9 Definition of Terms 7
References 8

CHAPTER TWO
2.0 Review of Related Literature 9
2.1 Theoretical Review 9
2.1.1  Definitions of Small and Medium-Scale Enterprises 10
2.1.2 Causes of Failure of Small and Medium scale 
Enterprises 11
2.1.3  The Importance of Small and Medium 12
  Enterprises in the Economy of Nigeria 12
2.1.4  Financial Structure of Small and Medium-Enterprises 13
2.1.5  Sources of Finance for Small and Medium-Scale
  Enterprises 13
2.1.6   Factors Influencing Financial Structures 16
2.1.7   Government Policies for promoting Small and 
  Medium-Scale Enterprises 18
2.1.8   Monetary and Fiscal Policies Adopted by Government
  in Respect of Small and medium-Scale Enterprises 19

2.1.9   Effect of Government Policies on Small and Medium 
  Scale-Enterprises 20
2.1.10   Problems of Small and Medium-Scale Enterprise 21
2.2    Empirical Review 24
  References 26

CHAPTER THREE
3.0 Research Methodology 27
3.1 Research Design 27
3.2 Area of the Study 27
3.3 Population of the Study 28
3.4 Source of Data 28
3.5 Sampling Method 29

CHAPTER FOUR
4.1 Data Presentation and Analysis 30
4.2 Test of Hypothesis 33

CHAPTER FIVE
5.0 Summary of Finding, conclusion and Recommendations 36
5.1 Summary of Findings 36
5.2 Conclusion 37
5.3 Recommendations 38
Reference 40
Appendix 41

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(2014, 12). The Study Of Financial Structure Of A Small And Medium-scale Enterprises (a Case Study Of Nnewi Town In Anambra State).. ProjectStoc.com. Retrieved 12, 2014, from https://projectstoc.com/read/5930/the-study-of-financial-structure-of-a-small-and-medium-scale-enterprises-a-case-study-of-nnewi-town-in-anambra-state-3958
"The Study Of Financial Structure Of A Small And Medium-scale Enterprises (a Case Study Of Nnewi Town In Anambra State)." ProjectStoc.com. 12 2014. 2014. 12 2014 <https://projectstoc.com/read/5930/the-study-of-financial-structure-of-a-small-and-medium-scale-enterprises-a-case-study-of-nnewi-town-in-anambra-state-3958>.
"The Study Of Financial Structure Of A Small And Medium-scale Enterprises (a Case Study Of Nnewi Town In Anambra State).." ProjectStoc.com. ProjectStoc.com, 12 2014. Web. 12 2014. <https://projectstoc.com/read/5930/the-study-of-financial-structure-of-a-small-and-medium-scale-enterprises-a-case-study-of-nnewi-town-in-anambra-state-3958>.
"The Study Of Financial Structure Of A Small And Medium-scale Enterprises (a Case Study Of Nnewi Town In Anambra State).." ProjectStoc.com. 12, 2014. Accessed 12, 2014. https://projectstoc.com/read/5930/the-study-of-financial-structure-of-a-small-and-medium-scale-enterprises-a-case-study-of-nnewi-town-in-anambra-state-3958.

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