ABSTRACT
The banking sector is a dynamic agent of economic growth, it is always the major focus of attention when formulating policies that would have for reaching effects in the economy. However, banks have failed to provide adequate end meaningful credit to agriculture, which is the core sector of the economy, but have instead concentrated in the area of general commerce.
The problems of agricultural financing and loan recovery in a growing nation like Nigeria cant be over-emphasized.
These problems are encountered by both financiers and farmers. (Mostly small scale formers) they have considerable effect on government policies and consequently on the nations economy. Some of the problems include:-
High cost of loan (interest), late disbursement of loan, lack of adequate supervision and ineffective loan of recovery mechanism.
More than 60% Nigerian population are farmers, yet Nigeria still import food for their citizens. This is due to the constraints facing agricultural development such as local unavailability of logistics and equipment, poor storage facilities, use of crude implements and lack of agricultural finance.
As a result of all these, the federal government was motivated in May, 1973 to incorporate the Nigeria agricultural and co-operative Bank (NACB) as an agent to develop the agricultural sector of the economy.
TABLE OF CONTENTS
Cover page
Title page
Approval page
Dedication
Acknowledgement
Abstract
Table of contents
CHAPTER ONE
1.0 Introduction
1.1 Purpose of the study
1.2 Significance of the study
1.3 Scope and limitation of the study
1.4 Definition of terms
CHAPTER TWO
2.1 Government attempts to provide fund for rural farmers
2.2 Problems of loan repayment
2.3 Decline in agricultural production/ its causes
2.4 Banks as middlemen in fund allocation
2.5 Fund as the bedrock of any agricultural venture
2.6 Guiding against risk
2.7 Fasten decentralization programme
CHAPTER THREE
3.0 Research methodology
3.1 Area of study
3.2 Source of data
3.3 Primary source
3.4 Secondary source
3.5 Sample and sampling techniques
CHAPTER FOUR
4.1 Findings
4.2 Constraints of agricultural finance sourcing
CHAPTER FIVE
5.1 Conclusion
5.2 Recommendation
Bibliography
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2014, 12). An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria... ProjectStoc.com. Retrieved 12, 2014, from https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325
"An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria.." ProjectStoc.com. 12 2014. 2014. 12 2014 <https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325>.
"An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria..." ProjectStoc.com. ProjectStoc.com, 12 2014. Web. 12 2014. <https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325>.
"An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria..." ProjectStoc.com. 12, 2014. Accessed 12, 2014. https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325.
- Related Works
- Management Audit As A Tool Of Achieving Organisational Objectives (a Case Study Of Eastern Nigeria Plastics)
- The Application Of Accounting Principles In Some Selected Insurance Companies
- The Effects Of Inadequate Investment On The Development Of Enugu State
- Auditing Efficiency As A Tool For Improving Company’s Performance (a Case Study Of Innoson Industry Nigeria Limited)
- Financing Small Scale Industries In Nigeria (a Case Study Of Enugu State)
- The Effects Of Strategic Planning On Corporate Performance In University Education: A Study Of Babcock University
- Computer An Important System In The Processing Of Accounting Information
- The Impact Of Fiscal And Monetary Policy In Controlling Unemployment In Nigeria.
- Effectiveness Of Credit Guidelines As An Instrument Of Monetary Policy In Nigeria
- Computer An Important System In The Processing Of Accounting Information