ABSTRACT
The banking sector is a dynamic agent of economic growth, it is always the major focus of attention when formulating policies that would have for reaching effects in the economy. However, banks have failed to provide adequate end meaningful credit to agriculture, which is the core sector of the economy, but have instead concentrated in the area of general commerce.
The problems of agricultural financing and loan recovery in a growing nation like Nigeria cant be over-emphasized.
These problems are encountered by both financiers and farmers. (Mostly small scale formers) they have considerable effect on government policies and consequently on the nations economy. Some of the problems include:-
High cost of loan (interest), late disbursement of loan, lack of adequate supervision and ineffective loan of recovery mechanism.
More than 60% Nigerian population are farmers, yet Nigeria still import food for their citizens. This is due to the constraints facing agricultural development such as local unavailability of logistics and equipment, poor storage facilities, use of crude implements and lack of agricultural finance.
As a result of all these, the federal government was motivated in May, 1973 to incorporate the Nigeria agricultural and co-operative Bank (NACB) as an agent to develop the agricultural sector of the economy.
TABLE OF CONTENTS
Cover page
Title page
Approval page
Dedication
Acknowledgement
Abstract
Table of contents
CHAPTER ONE
1.0 Introduction
1.1 Purpose of the study
1.2 Significance of the study
1.3 Scope and limitation of the study
1.4 Definition of terms
CHAPTER TWO
2.1 Government attempts to provide fund for rural farmers
2.2 Problems of loan repayment
2.3 Decline in agricultural production/ its causes
2.4 Banks as middlemen in fund allocation
2.5 Fund as the bedrock of any agricultural venture
2.6 Guiding against risk
2.7 Fasten decentralization programme
CHAPTER THREE
3.0 Research methodology
3.1 Area of study
3.2 Source of data
3.3 Primary source
3.4 Secondary source
3.5 Sample and sampling techniques
CHAPTER FOUR
4.1 Findings
4.2 Constraints of agricultural finance sourcing
CHAPTER FIVE
5.1 Conclusion
5.2 Recommendation
Bibliography
Disclaimer: Note this academic material is intended as a guide for your academic research work. Do not copy word for word. Note: For Computer or Programming related works, some works might not contain source codes
CITE THIS WORK
(2014, 12). An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria... ProjectStoc.com. Retrieved 12, 2014, from https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325
"An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria.." ProjectStoc.com. 12 2014. 2014. 12 2014 <https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325>.
"An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria..." ProjectStoc.com. ProjectStoc.com, 12 2014. Web. 12 2014. <https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325>.
"An Appraisal Of Agricultural Financing And Loan Recovery In Nigeria..." ProjectStoc.com. 12, 2014. Accessed 12, 2014. https://projectstoc.com/read/5356/an-appraisal-of-agricultural-financing-and-loan-recovery-in-nigeria-1325.
- Related Works
- Commercial Banks Lending Practices And The Incidence Of Bad Debt In Nigeria
- Accounting Information And Decision Making (a Case Study Of G. Cappa Plc Garriki Abuja)
- Accounting Profession, A Panacea In The Recapitalization Of Banking Sector (an Empirical Study Of Few Selected Banks In Nigeria)
- The Impact Of Information Communication Technology (ict) On Business Growth Strategies Of Small And Medium-scale Enterprises (smes) In The Awutu-senya East Municipality Of Central Region Of Ghana
- Effects Of Standard Costing On The Profitability Of Manufacturing Companies (a Case Study Of Nigerian Breweries Plc,ama, Udi Local Government Of Enugu State)
- The Impact Of Accounting Information On Decision Making Process. (a Case Study Of Anammco Ltd)
- Banking Lending Policies And Recovery Procedure In Nigeria
- Budgeting And Budgetary Control In Government Owned Companies (a Case Study Of Power Holding Companies Of Nigeria (phcn) Plc
- The Impact Of Exchange Rate Fluctuation On International Trade (export) In Nigeria
- Effect Of Implementation Of International Public Sector Accounting Standards (ipsas) In Ministries, Departments, And Agencies