The Appraisal Of Commercial Banks Sectorial Distribution Of Loans And Advances

PROPOSAL

THE APPRAISALS OF COMMERCIAL BANKS 

SECTORIAL DISTRIBUTION OF LOANS AND ADVANCES

Commercial bank is a financial institution or banks that specialized in keeping money and other valuable safely and in granting short term loans, Advances to individuals and corporate bodies.

This project topic in chapter I will state the introductory aspects of commercial bank and their ability to influence economic activities through creation and distribution of loans and advances to their customers being the preferred and less preferred sectors of economy.

Chapter 2 will base on the evolution of commercial banks, their functions and the C.B.N. guidelines towards the distribution of loans and advances to the various sectors.  It will also state the objectives of commercial banks towards the distribution of loans and advances which is profit maximization.

Chapter 3 will be the method which I will use on the research topic which is secondary data like Newspapers, textbooks and Journals for more information needed for the topic and for the topic to be well emphasize so that I will benefit from the information.

In chapter 4. I will discuss the findings towards the topic like the solutions of the problems that will be encounter by Commercial Banks.

Chapter 5 will discuss on the concluding aspects or parts of the topic which means how Commercial Bank should abide by the rules and regulation guiding them when lending which will put inflation to an end in our economy.

TABLE OF CONTENTS

TITLE PAGE

APPROVAL PAGE

DEDICATION

ACKNOWLEDGEMENT

PROPOSAL

TABLE OF CONTENTS

CHAPTER ONE

1.0INTRODUCTION

1.1BACKGROUND OF THE STUDY

1.2STATEMENT OF PROBLEM

1.3OBJECTIVES OF STUDY

1.4SIGNIFICANCE OF THE STUDY

1.5LIMITATIONS OF THE STUDY

CHAPTER TWO

REVIEW OF RELATED LITERATURE

2.1HISTORICAL DEVELOPMENT OF COMMERCIAL BANKING IN NIGERIA

2.2STRUCTURE OF THE NIGERIAN 

COMMERCIAL BANKS

2.3FUNCTIONS OF COMMERCIAL BANKS

2.4LOANS AND ADVANCES BY COMMERCIAL BANKS

2.5LOAN AND ADVANCES TO PREFERRED AND LESS PREFERRED SECTOR

2.6IMPORTANT OF LOANS AND ADVANCES TO THE PREFERRED

2.7FACTORS THAT AFFECT GRANTING OF LOANS22

REFERENCES

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY

3.1SOURCES OF SECONDARY DATA

3.2LOCATION OF DATA

3.3METHODS OF DATA COLLECTION

CHAPTER FOUR

FINDINGS

CHAPTER FIVE

RECOMMENDATION AND CONCLUSION

BIBLIOGRAPHY