The Role Of Commercial Banks In Agricultural Financing In Enugu State

ABSTRACT

The object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State which has been a major handicap to agricultural development today.

The study arose from the fact the guest to achieve self sufficiency in food production which is the greatest and highest priority area facing most of the world’s people today. Apart from the role of oil economy today, agriculture still remains the major stay of the Nigeria Economy as it provides majority of the populace with employment, income and food.

As a business venture, it cannot be executed extensively unless funds is available for replacement and capital equipment procurement to enhance a quicker, clearer and more comprehensive of the important of this study. This work is divided into three chapters. Chapter one deals with statement of problem, brief history of Afribank PLC purpose and significant of the study scope and limitation of the study and definition of terms

Chapter two deals with review of related literature which includes policy and means to boost agricultural scheme, types of loan factors and risk in agricultural financing and costly constraints to agricultural financing

Chapter three deals with findings recommendation and conclusion.

TABLE OF CONTENT

Title page

Certification

Dedication

Acknowledgement

Proposal

Table of contents

Abstract

CHAPTER ONE

1.1   Introduction

1.2   Statement of the problems

1.3   Brief history of Afribank plc

1.4   Purpose of the study

1.5   Significance/importance of the study

1.6   Scope and limitation of the study

1.7   Definition of terms

CHAPTER TWO

2.0LITERATURE REVIEW

2.1Introduction

2.2Policy and means to boost agricultural finance

2.3Agricultural credit guarantee scheme

2.4Types of loan available in Afribank plc

2.5Agric insurance scheme

2.6Factors and risk in agric/ financing

2.7Constraints

CHAPTER THREE

3.1   Recommendation

3.2   Conclusion

3.3   References

3.4   Bibliography

3.5   Appendix