ABSTRACT
This study is all about the management of bank debt in Nigeria banking system, scopes and remedies.
It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer presenting lending proposition.
Findings from this study indicate that bad debt has being a tax brother to the banking industries. Bank can stand squarely without giving loan to the customer because they receive back some percentage of interest accrue former the principle.
But due to lack of sincerity people cannot pay back their loans. This leaving those loans outstanding. The implication for both the bank and their customers as regards ability to debt obligation is quite obvious.
It is when a banker is satisfied with the credibility of the customer that they will demand for a security to back up the loan. This is the center of the project.
TABLE OF CONTENT
Title page i
Approval page ii
Dedication iii
Acknowledgment iv
Abstract v
Table of content vi
CHAPTER ONE
1.0 Introduction
1.1 background of the study
1.2 statement of problem
1.3 objective of the study
1.4 delimitation scope and limitation of the problem
1.5 definition of terms
Reference
CHAPTER TWO
2.0 review of related literature
2.1 credit management
2.2 securities for bank lending
2.3 causes of bad debts
reference
CHAPTER THREE
3.0 research design of methodology
3.1 sources of data
3.2 method of data
reference
CHAPTER FOUR
4.0 data presentation
reference
CHAPTER FIVE
5.0 conclusions and recommendation
5.1 summary
5.2 recommendation
5.3 conclusions
bibliography
This study is all about the management of bank debt in Nigeria banking system, scopes and remedies.
It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer presenting lending proposition.
Findings from this study indicate that bad debt has being a tax brother to the banking industries. Bank can stand squarely without giving loan to the customer because they receive back some percentage of interest accrue former the principle.
But due to lack of sincerity people cannot pay back their loans. This leaving those loans outstanding. The implication for both the bank and their customers as regards ability to debt obligation is quite obvious.
It is when a banker is satisfied with the credibility of the customer that they will demand for a security to back up the loan. This is the center of the project.
TABLE OF CONTENT
Title page i
Approval page ii
Dedication iii
Acknowledgment iv
Abstract v
Table of content vi
CHAPTER ONE
1.0 Introduction
1.1 background of the study
1.2 statement of problem
1.3 objective of the study
1.4 delimitation scope and limitation of the problem
1.5 definition of terms
Reference
CHAPTER TWO
2.0 review of related literature
2.1 credit management
2.2 securities for bank lending
2.3 causes of bad debts
reference
CHAPTER THREE
3.0 research design of methodology
3.1 sources of data
3.2 method of data
reference
CHAPTER FOUR
4.0 data presentation
reference
CHAPTER FIVE
5.0 conclusions and recommendation
5.1 summary
5.2 recommendation
5.3 conclusions
bibliography