Microfinance Banking As A Strategy For Small Scale Agricultural Development In Nigeria

The revitalization of the agricultural sector has been the cornerstone of the government development policy. This is aimed at moving the country quickly to self-sufficiency in food production of agricultural raw materials for domestic agro-based industries. The need to increase agricultural productivity is implicit in the fact that It remains the leading non-oil sector of Nigerians population. The main objective of the agricultural policy as laid down by “Agricultural Policy for Nigerian”- 1988, are Attainment of self Sufficient in basic foods commodities, increase production and processing of export crops, modernization of agricultural production, processing, storage and distribution through improved technology, increase rural population and lastly improved protection of agricultural lands. 

Title page 

Declaration page 

Approval page

Acknowledgement 

Abstract

Table of contents

CHAPTER ONE

1.0 Introduction

1.1 Background of the study 

1.2 Statement of the Problem 

1.3 Research Questions 

1.4 Objective of the Study

1.5 Hypothesis of the Study 

1.6 Significance of the Study

1.7 Limitation of the Study

1.8 Scope of the Study 

CHAPTER TWO

LITERATURE REVIEW

2.0 Introduction

2.1.0 Brief Historical Background of the Study

2.1.1 Microfinancing and Small Scale Agriculture: An Overview

2.1.2 Concept of Micro-Financing and Small-Scale Agricultural Development

2.1.3 The Strategy for Microfinance Banking

2.1.4 Justifications for the Establishment of Microfinance Banks for Small Scale Agricultural Development

2.1.5 Frameworks for the Supervision of microfinance Banks

2.2.0 Microfinance And Agricultural Development in Nigeria

2.2.1 The Roles of Microfinance in Agricultural Development

2.2.2 Microfinance Institutions that Advance Loans to Agriculture

2.2.3 Problem Militating Against Small-Scale Farmers in Getting Microfinance Loans

2.2.4 Microfinance Policy to the Agricultural Sector

2.2.5 Roles of Government in the Promotion of Agriculture in Nigeria

2.2.6 Contributions of Agriculture to Economic Development

2.3.0 The Impacts Of Micro Finance Banks On Small Scale Agriculture

2.3.1 Microfinance Banks in Nigeria and  their Financial Positions

2.3.2 Small Scale Agricultural Activities in Nigeria

2.3.3 Small Scale Rice Production In Nigeria

2.3.4 Small Scale Cassava Production In Nigeria 

2.3.3 Small Scale Yam Production in Nigeria

2.3.4 Disbursement of Microfinance Credit to Small Scale Farmers

2.3.5 Impacts of Microfinance Credits to Small Scale Agricultural Production (Rice, Yam, & Cassava)

CHAPTER THREE

RESEARCH METHODOLOGY

3.0 Introduction

3.1 Sources Of Data

3.2 Methods Of Data Collections

3.3 Method Used In Analysis

3.4 Research Problems and Limitations

CHAPTER FOUR

4.0 Data Analysis 

4.1 Data Presentation

4.2 Model Specification

4.3 Model Estimation

4.4 Model Evaluation

4.4 Interpretation of Result   

CHAPTER FIVE

5.0 SUMMARY, CONCLUSIONS AND RECOMMENDATIONS

5.1 SUMMARY

5.2 CONCLUSIONS

5.3 RECOMMENDATIONS

REFERENCES